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Policy Limits Explained

What insurance policy limits mean, how to find out the at-fault driver's limits, and what happens when they run out.

How Insurance Adjusters Evaluate Claims

What insurance adjusters look for when valuing a personal injury claim and how to counter their tactics.

What Is Subrogation?

When your health insurer or workers' comp carrier has the right to recover its payments from your settlement.

How Medical Liens Work in Personal Injury Cases

What a medical lien is, who can place one, and how to negotiate it down at settlement.

How Personal Injury Settlements Are Paid

How and when settlement funds are disbursed, including attorney deductions and lien payoffs.

How Pain and Suffering Is Calculated

The multiplier method and per-diem method for calculating non-economic injury damages explained.

What Is Contributory Negligence?

How contributory negligence works in the few states that still bar all recovery if you are any percent at fault.

How to File a Car Accident Claim

Step-by-step process for filing a car accident claim with your own insurer and the at-fault driver's insurer.

Burden of Proof Meaning

The legal standards of proof used in different types of cases.

Settlement Meaning

What a settlement is and how it differs from a verdict.

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